When leaving one job for another do you leave your personal pictures and belongings behind? Of course not, but many people do leave their 401(k) account with their previous employer. At the very least this can mean the account is getting no attention, at the worst it means the account is not part of a holistic financial and retirement strategy. “Left behind” 401(k)s are subject to the same changes in fit, fees, and quality as other accounts, the difference is no one is paying attention. Converting a 401(k) into an Individual Retirement Account or consolidating with another retirement account is a fairly easy process and worth discussing with your financial professional.